Terms of Service
Offenbacker Wealth Partners LLC
offenbackerwealth.com
Effective Date: May 26, 2026 | Last Updated: May 26, 2026
1. About Offenbacker Wealth Partners LLC
Offenbacker Wealth Partners LLC ("Company," "we," "our," or "us") is an advanced insurance and wealth strategy firm located at:
4201 N Shiloh Drive, Suite 1600 Fayetteville, AR 72703
Email: [email protected]
Phone: 479-396-3528
We provide educational content, strategic planning resources, and consultation services related to advanced life insurance planning, bank premium financing, estate planning, wealth transfer strategies, retirement income planning, and related financial topics. We work in collaboration with a network of licensed professionals including CPAs, estate attorneys, tax advisors, and financial institutions.
We are not a licensed investment advisor, law firm, or accounting firm. Nothing on this Website constitutes legal, tax, investment, or accounting advice.
2. Informational Purposes Only (No Professional Advice)
All content on this Website is provided for general educational and informational purposes only. Nothing on this Website constitutes or should be construed as:
-Legal advice
-Tax advice
-Investment advice
-Accounting advice
-A recommendation to purchase any specific financial product or insurance policy
All financial and insurance decisions should be made in consultation with qualified, licensed professionals who understand your individual circumstances, financial position, and objectives. You are solely responsible for evaluating whether any strategy or product discussed on this Website is appropriate for your situation.
3. Eligibility
You must be 18 years of age or older to use this Website or submit information through any of our forms or intake tools.
This Website is intended for U.S. residents and qualified prospects only. Content related to premium finance life insurance and advanced planning strategies is intended for informational purposes and is not a solicitation in jurisdictions where such strategies may not be permitted.
4. Website Use and Restrictions
By accessing and using this Website, you agree not to:
-Misuse, interfere with, or attempt to disrupt the Website or its security
-Use the Website for any unlawful purpose
-Submit false, misleading, or fraudulent information through any form or intake process
-Use automated tools, bots, or scrapers to access Website content without prior written permission
-Copy, reproduce, modify, publish, or distribute Website content without written authorization
-Impersonate any person or entity or misrepresent your affiliation with any person or entity
We reserve the right to suspend or block access to the Website at any time and for any reason, without notice.
5. No Payments Collected Through This Website
Offenbacker Wealth Partners LLC does not collect or process payment information directly through this Website. If you engage with us for services, any applicable fees, premium payments, or financial transactions will be handled separately through secure, designated channels or directly with licensed carriers, lenders, or third-party platforms.
We do not store payment credentials on our servers.
6. Third-Party Tools, Tracking, and Integrations
This Website may use third-party tools and technologies including, but not limited to:
-CRM and contact management platforms
-Scheduling and calendar tools
-Analytics and advertising pixels (including Meta/Facebook Pixel)
-Website hosting and security services
-Email marketing platforms
By using this Website, you consent to the use of cookies and tracking technologies as described in our Privacy Policy.
7. Submitted Information and Communications Consent
By submitting information through any form, intake tool, or scheduling interface on this Website, you agree that:
-You are providing accurate and complete information
-You authorize Offenbacker Wealth Partners LLC and its affiliated professionals to contact you by phone, email, or text message
-You consent to receive communications even if your number is listed on a federal or state Do-Not-Call Registry
-Communications may include follow-up regarding your inquiry, scheduling confirmations, educational content, or information about our services
You may opt out at any time by contacting us at [email protected] or replying "STOP" to any text message. We comply with TCPA, CAN-SPAM, and all applicable federal and Arkansas communications laws.
8. No Guarantee of Results or Product Availability
Offenbacker Wealth Partners LLC does not guarantee:
-That any particular strategy discussed on this Website will achieve specific financial outcomes
-That any individual will qualify for a premium finance arrangement, life insurance policy, or other financial product
-That carrier products, lender programs, rates, or terms referenced on this Website will remain available or unchanged
-That any specific tax treatment or legal outcome will apply to your individual situation
All strategies involve risk. Premium finance life insurance strategies in particular involve lender risk, interest rate risk, policy performance risk, and collateral requirements. Outcomes depend on individual underwriting, policy design, lender terms, and market conditions. Always consult with qualified legal, tax, and financial professionals before implementing any advanced planning strategy.
9. Intellectual Property
All Website content, including but not limited to text, graphics, logos, icons, images, planning frameworks, educational materials, and software, is owned by Offenbacker Wealth Partners LLC or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, reproduce, modify, sell, publish, license, or distribute any part of this Website or its materials without prior written permission. Any carrier or institution logos displayed on this Website remain the trademarks of their respective owners and are used for descriptive identification purposes only.
10. Third-Party Websites and External Links
This Website may contain links to third-party websites, platforms, or resources. Offenbacker Wealth Partners LLC is not responsible for:
-The content, accuracy, or availability of third-party sites
-Their privacy practices or security measures
-Any damages or losses arising from your use of third-party sites
Third-party links are provided for convenience only and do not constitute an endorsement. You access third-party sites at your own risk.
11. Limitation of Liability
To the maximum extent permitted by applicable law, Offenbacker Wealth Partners LLC, its owners, partners, employees, agents, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this Website or reliance on any content provided herein.
Our total liability for any claim shall not exceed $100 or the amount you paid to us in connection with your use of this Website, whichever is greater.
You acknowledge that financial planning and insurance strategies involve inherent risk and that you assume full responsibility for any decisions made in reliance on content provided through this Website.
12. Indemnification
You agree to indemnify and hold harmless Offenbacker Wealth Partners LLC and its owners, partners, employees, agents, and affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to:
-Your use of this Website
-Your violation of these Terms
-Your submission of inaccurate or incomplete information
-Your reliance on Website content in making financial, legal, or insurance decisions
This obligation survives termination of these Terms.
13. Arbitration Agreement
Any dispute, claim, or controversy arising out of or related to these Terms or your use of this Website shall be resolved through binding arbitration in the State of Arkansas, except where prohibited by law.
By using this Website, you agree that:
-You waive the right to a jury trial
-You waive the right to participate in any class action
-Arbitration will be administered under AAA rules
-The arbitrator's decision is final and binding
This arbitration clause survives termination of these Terms.
14. Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which is incorporated by reference into these Terms. By using this Website, you acknowledge that you have read and agree to our Privacy Policy.
15. Changes to These Terms
We reserve the right to update or revise these Terms at any time. Updated Terms will be posted with a revised "Last Updated" date and become effective upon posting. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.
16. Governing Law
These Terms shall be governed by the laws of the State of Arkansas. To the extent any dispute is not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Washington County, Arkansas.
17. Contact Information
Offenbacker Wealth Partners LLC
4201 N Shiloh Drive, Suite 1600
Fayetteville, AR 72703
Email: [email protected]
Phone: 479-396-3528
